Is waiting for the market to recover a good strategy? After musing about the loss of Tom Brady to the Tampa Bay Buccaneers, Steve & Mark discuss the aftermath of the 1929 and 2008 crashes in a not-to-be-missed episode that could be the difference for you having a secure retirement. 

The corona virus has thrown everyone a curve ball. Ups and downs in the market are a given, but record-breaking swings can be downright heart stopping. Mark & Steve discuss why it is never too late to re-orient your thinking to better secure your financial future. 

This mail bag segment goes into depth on the question, "Where should I put my money?" Before that can be answered, Steve and Mark analyze how behavior has an impact on investing.

February 5, 2020

Mail Bag Day

Steve & Mark talk about the risk involved in getting emotionally attached to your money. Plus, It's Mail Bag Day! Hear from Carl from Rochester, Rick from Nashua, and learn about what re-balancing is all about.

At the 11th hour Congress attached The Secure Act to an appropriations bill that went into effect January 1, 2020. Steve and Mark go over some of the significant changes that could have tax implications for you down the road.

Mark in green pants, purple socks, and orange shoelaces? Even bad dressers can give good retirement-planning advice. Listen to Steve, Mark and Jen discuss the importance of focusing on outcomes, not inputs.

Steve and Mark discuss the value of provisional tax planning and why age 59 1/2 through 70 is the ideal time to plan for an optimal retirement.

Although market gurus tout that you should expect 7% - 9% market returns year after year, the facts tell a different story. From 2000 to today, the S&P 500 has had annual returns of only 4 1/2%. Steve & Mark engage in a lively discussion of 401k fees and how you can get market-linked gains without market losses. 

Studies have shown that investors are their own worst enemy. Money managers routinely recommend a diversified portfolio, but is that really what the average investor ends up with? Steve explains what true diversification looks like and discusses how to arrive at your risk tolerance number.

How do you go broke when you retire with millions of dollars? It's easier then you think! Steve and Mark review some of the mistakes people make when they come into a pot of money, whether that's retirement money or lottery winnings.

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